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China to revise regulations on housing provident fund management_我的网站

A |     (ECNS) -- Extreme weather contributed to a month-on-month decline in online registrations of second-hand home sales in Guangzhou, Guangdong Province, in July, according to the local real estate agents association.    Central urban districts recorded moderate growth, while transactions generally declined in outlying areas.    The city registered 8,658 second-hand home transactions in July, covering a total floor area of 858,500 square meters. The number of transactions fell 0.94% month on month and 7.1% year on year, while the total area declined 3.42% and 7.23%, respectively.        Small and medium-sized homes accounted for a larger share of total transactions than in the previous month.    The share of homes measuring less than 60 square meters rose by 0.62 percentage points, while that of homes between 60 and 90 square meters increased by 0.29 percentage points.    Several of the city’s 10 most active property submarkets recorded month-on-month growth.    Transactions in the Fangcun Avenue area surged 47.93%, while the Sino-Singapore Guangzhou Knowledge City area posted an increase of 31.88%.    The association said that much of the housing demand accumulated in the first half of the year had already been released, while a wait-and-see mood was likely to prevail in Guangzhou’s second-hand housing market in August.    (By Helen Mo, intern Liu Shuangjing)                    。    Chinese Premier Li Qiang has signed a State Council decree publicizing a decision to revise the Regulations on Management of Housing Provident Fund, which will take effect on Sept. 20, 2026.    According to the decision, the scope of the fund's withdrawal and use will be expanded. For those withdrawing from the housing provident fund to pay rent, the eligibility threshold requiring rent to exceed a prescribed proportion of a household's wage income will be removed.    Housing provident fund savings can be withdrawn for new purposes under the revised regulations, including renovating the homes the contributors live in and paying property management fees for such homes.    The decision also states that the channels for the investment and utilization of the housing provident fund will be appropriately broadened, specifying that housing provident fund management centers are allowed to use the funds to purchase policy-oriented financial bonds.    To enhance the efficiency of management services, the decision also underscores efforts to simplify the procedures for employees to apply for housing provident fund withdrawals and to shorten the review period for housing provident fund loan applications.    The decision, which strengthens risk prevention and control, stipulates that housing provident fund management centers should establish comprehensive, complete and accurate credit records and incorporate them into the national credit information sharing platform.    Amid efforts to expand the coverage of the system, the decision clarifies that individual business owners, part-time employees and other people in flexible employment can pay voluntary contributions into the housing provident fund and enjoy policy support in accordance with the regulations.                    。

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